Call reports 2012
PS BANK — 2012
What PS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 247,052,000 | 240,325,000 | 239,143,000 | 248,603,000 |
| Total loans | 157,102,000 | 159,000,000 | 159,787,000 | 157,726,000 |
| Allowance for loan losses | 4,747,000 | 4,577,000 | 3,763,000 | 3,571,000 |
| Securities available for sale | 54,471,000 | 55,810,000 | 56,401,000 | 54,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,970,000 | 209,122,000 | 207,414,000 | 210,079,000 |
| Interest-bearing deposits | 152,369,000 | 152,687,000 | 152,773,000 | 156,054,000 |
| Noninterest-bearing deposits | 64,601,000 | 56,435,000 | 54,641,000 | 54,025,000 |
| Equity capital | 20,046,000 | 20,734,000 | 21,512,000 | 21,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,769,000 | 5,626,000 | 8,399,000 | 11,205,000 |
| Interest expense | 430,000 | 846,000 | 1,213,000 | 1,556,000 |
| Net interest income | 2,339,000 | 4,780,000 | 7,186,000 | 9,649,000 |
| Noninterest income | 595,000 | 1,272,000 | 1,908,000 | 2,543,000 |
| Noninterest expense | 2,099,000 | 4,372,000 | 6,555,000 | 8,905,000 |
| Provision for loan losses | 45,000 | 60,000 | -90,000 | -90,000 |
| Pretax income | 790,000 | 1,620,000 | 2,629,000 | 3,380,000 |
| Income tax | 182,000 | 372,000 | 604,000 | 905,000 |
| Net income | 608,000 | 1,248,000 | 2,025,000 | 2,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,374,000 | 19,877,000 | 20,492,000 | 20,778,000 |
| Total capital | 21,444,000 | 21,957,000 | 22,596,000 | 22,911,000 |
| Risk-weighted assets | 162,485,000 | 163,886,000 | 165,894,000 | 168,446,000 |