Call reports 2011
PS BANK — 2011
What PS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 239,941,000 | 238,311,000 | 242,456,000 | 236,137,000 |
| Total loans | 155,130,000 | 152,783,000 | 153,999,000 | 149,948,000 |
| Allowance for loan losses | 4,550,000 | 4,672,000 | 4,807,000 | 4,747,000 |
| Securities available for sale | 40,232,000 | 49,293,000 | 50,987,000 | 49,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,146,000 | 204,547,000 | 207,671,000 | 206,447,000 |
| Interest-bearing deposits | 151,312,000 | 154,080,000 | 152,527,000 | 152,410,000 |
| Noninterest-bearing deposits | 53,834,000 | 50,467,000 | 55,144,000 | 54,037,000 |
| Equity capital | 17,897,000 | 18,560,000 | 19,087,000 | 19,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,745,000 | 5,484,000 | 8,267,000 | 11,064,000 |
| Interest expense | 616,000 | 1,184,000 | 1,719,000 | 2,209,000 |
| Net interest income | 2,129,000 | 4,300,000 | 6,548,000 | 8,855,000 |
| Noninterest income | 561,000 | 1,282,000 | 1,798,000 | 2,589,000 |
| Noninterest expense | 2,072,000 | 4,267,000 | 6,607,000 | 8,674,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 780,000 |
| Pretax income | 408,000 | 895,000 | 1,109,000 | 1,990,000 |
| Income tax | 94,000 | 201,000 | 271,000 | 424,000 |
| Net income | 314,000 | 694,000 | 838,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,865,000 | 18,246,000 | 18,281,000 | 18,902,000 |
| Total capital | 19,868,000 | 20,240,000 | 20,261,000 | 20,899,000 |
| Risk-weighted assets | 157,061,000 | 156,838,000 | 155,597,000 | 157,008,000 |