Call reports 2010
PS BANK — 2010
What PS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 230,000,000 | 235,119,000 | 233,669,000 | 235,051,000 |
| Total loans | 161,300,000 | 158,491,000 | 157,185,000 | 157,306,000 |
| Allowance for loan losses | 5,764,000 | 5,337,000 | 5,159,000 | 4,552,000 |
| Securities available for sale | 20,901,000 | 32,028,000 | 41,257,000 | 38,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,684,000 | 193,274,000 | 193,946,000 | 195,940,000 |
| Interest-bearing deposits | 151,996,000 | 154,299,000 | 153,691,000 | 152,580,000 |
| Noninterest-bearing deposits | 36,688,000 | 38,975,000 | 40,255,000 | 43,360,000 |
| Equity capital | 16,882,000 | 17,090,000 | 17,658,000 | 17,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,611,000 | 8,368,000 | 11,245,000 |
| Interest expense | 755,000 | 1,502,000 | 2,231,000 | 2,914,000 |
| Net interest income | 2,026,000 | 4,109,000 | 6,137,000 | 8,331,000 |
| Noninterest income | 487,000 | 1,139,000 | 1,818,000 | 2,380,000 |
| Noninterest expense | 1,840,000 | 3,916,000 | 5,863,000 | 8,056,000 |
| Provision for loan losses | 210,000 | 670,000 | 880,000 | 1,290,000 |
| Pretax income | 463,000 | 662,000 | 1,212,000 | 1,365,000 |
| Income tax | 120,000 | 233,000 | 376,000 | 208,000 |
| Net income | 343,000 | 429,000 | 836,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,736,000 | 16,822,000 | 17,229,000 | 17,551,000 |
| Total capital | 18,806,000 | 18,895,000 | 19,254,000 | 19,611,000 |
| Risk-weighted assets | 161,902,000 | 171,533,000 | 158,903,000 | 162,337,000 |