Call reports 2009
PS BANK — 2009
What PS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 215,230,000 | 213,620,000 | 209,898,000 | 212,487,000 |
| Total loans | 157,158,000 | 159,822,000 | 164,066,000 | 163,497,000 |
| Allowance for loan losses | 1,852,000 | 1,770,000 | 1,978,000 | 6,683,000 |
| Securities available for sale | 35,768,000 | 27,407,000 | 23,536,000 | 21,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,871,000 | 169,534,000 | 169,389,000 | 175,992,000 |
| Interest-bearing deposits | 139,220,000 | 139,520,000 | 138,773,000 | 141,641,000 |
| Noninterest-bearing deposits | 31,651,000 | 30,014,000 | 30,616,000 | 34,351,000 |
| Equity capital | 14,642,000 | 14,474,000 | 16,015,000 | 12,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 5,961,000 | 8,965,000 | 11,815,000 |
| Interest expense | 923,000 | 1,820,000 | 2,642,000 | 3,430,000 |
| Net interest income | 2,074,000 | 4,141,000 | 6,323,000 | 8,385,000 |
| Noninterest income | 494,000 | 1,161,000 | 1,812,000 | 2,434,000 |
| Noninterest expense | 1,749,000 | 3,894,000 | 5,710,000 | 7,795,000 |
| Provision for loan losses | 225,000 | 630,000 | 1,042,000 | 7,102,000 |
| Pretax income | 594,000 | 778,000 | 1,383,000 | -4,078,000 |
| Income tax | 152,000 | 207,000 | 363,000 | -1,698,000 |
| Net income | 442,000 | 571,000 | 1,020,000 | -2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,367,000 | 14,301,000 | 15,551,000 | 11,947,000 |
| Total capital | 16,219,000 | 16,071,000 | 17,529,000 | 14,032,000 |
| Risk-weighted assets | 161,505,000 | 165,156,000 | 167,942,000 | 162,218,000 |