Call reports 2007
PS BANK — 2007
What PS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 194,519,000 | 193,123,000 | 196,121,000 | 194,761,000 |
| Total loans | 137,048,000 | 139,389,000 | 141,917,000 | 143,817,000 |
| Allowance for loan losses | 1,652,000 | 1,741,000 | 1,866,000 | 1,727,000 |
| Securities available for sale | 32,754,000 | 33,351,000 | 32,759,000 | 33,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,449,000 | 148,009,000 | 150,447,000 | 146,745,000 |
| Interest-bearing deposits | 121,095,000 | 123,568,000 | 125,340,000 | 122,115,000 |
| Noninterest-bearing deposits | 25,354,000 | 24,441,000 | 25,107,000 | 24,630,000 |
| Equity capital | 13,216,000 | 13,240,000 | 13,682,000 | 13,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,236,000 | 9,454,000 | 12,769,000 |
| Interest expense | 1,462,000 | 2,958,000 | 4,440,000 | 5,865,000 |
| Net interest income | 1,574,000 | 3,278,000 | 5,014,000 | 6,904,000 |
| Noninterest income | 476,000 | 924,000 | 1,476,000 | 2,044,000 |
| Noninterest expense | 1,583,000 | 3,152,000 | 4,811,000 | 6,493,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 377,000 | 870,000 | 1,409,000 | 2,095,000 |
| Income tax | 76,000 | 197,000 | 320,000 | 443,000 |
| Net income | 301,000 | 673,000 | 1,089,000 | 1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,149,000 | 13,366,000 | 13,626,000 | 13,787,000 |
| Total capital | 14,801,000 | 15,107,000 | 15,397,000 | 15,514,000 |
| Risk-weighted assets | 137,950,000 | 139,010,000 | 141,586,000 | 142,184,000 |