Call reports 2006
PS BANK — 2006
What PS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 180,924,000 | 182,650,000 | 185,226,000 | 187,459,000 |
| Total loans | 127,170,000 | 130,074,000 | 133,601,000 | 134,392,000 |
| Allowance for loan losses | 1,349,000 | 1,442,000 | 1,500,000 | 1,562,000 |
| Securities available for sale | 35,053,000 | 34,142,000 | 33,326,000 | 30,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,061,000 | 135,935,000 | 137,173,000 | 139,656,000 |
| Interest-bearing deposits | 111,641,000 | 111,508,000 | 113,470,000 | 114,775,000 |
| Noninterest-bearing deposits | 24,420,000 | 24,427,000 | 23,703,000 | 24,881,000 |
| Equity capital | 12,448,000 | 12,572,000 | 13,103,000 | 13,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,690,000 | 5,569,000 | 8,472,000 | 11,565,000 |
| Interest expense | 1,164,000 | 2,434,000 | 3,797,000 | 5,276,000 |
| Net interest income | 1,526,000 | 3,135,000 | 4,675,000 | 6,289,000 |
| Noninterest income | 390,000 | 868,000 | 1,332,000 | 1,815,000 |
| Noninterest expense | 1,444,000 | 2,951,000 | 4,443,000 | 5,980,000 |
| Provision for loan losses | 112,000 | 225,000 | 338,000 | 450,000 |
| Pretax income | 360,000 | 827,000 | 1,226,000 | 1,674,000 |
| Income tax | 67,000 | 164,000 | 242,000 | 332,000 |
| Net income | 293,000 | 663,000 | 984,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,635,000 | 12,849,000 | 13,015,000 | 13,003,000 |
| Total capital | 13,984,000 | 14,291,000 | 14,515,000 | 14,565,000 |
| Risk-weighted assets | 128,357,000 | 131,645,000 | 134,297,000 | 134,891,000 |