Call reports 2002
PS BANK — 2002
What PS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 148,513,000 | 144,043,000 | 155,285,000 | 155,200,000 |
| Total loans | 87,051,000 | 86,630,000 | 88,497,000 | 91,911,000 |
| Allowance for loan losses | 879,000 | 900,000 | 925,000 | 894,000 |
| Securities available for sale | 43,280,000 | 43,183,000 | 48,476,000 | 44,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,407,000 | 111,924,000 | 117,061,000 | 117,097,000 |
| Interest-bearing deposits | 94,585,000 | 95,086,000 | 100,544,000 | 100,729,000 |
| Noninterest-bearing deposits | 17,822,000 | 16,838,000 | 16,517,000 | 16,368,000 |
| Equity capital | 15,224,000 | 11,283,000 | 12,008,000 | 12,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 4,801,000 | 7,257,000 | 9,664,000 |
| Interest expense | 977,000 | 1,933,000 | 2,972,000 | 3,992,000 |
| Net interest income | 1,423,000 | 2,868,000 | 4,285,000 | 5,672,000 |
| Noninterest income | 265,000 | 552,000 | 848,000 | 1,134,000 |
| Noninterest expense | 1,057,000 | 2,105,000 | 3,225,000 | 4,396,000 |
| Provision for loan losses | 46,000 | 92,000 | 217,000 | 263,000 |
| Pretax income | 585,000 | 1,223,000 | 1,845,000 | 2,301,000 |
| Income tax | 164,000 | 342,000 | 517,000 | 515,000 |
| Net income | 421,000 | 881,000 | 1,328,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,770,000 | 10,388,000 | 10,619,000 | 10,821,000 |
| Total capital | 15,649,000 | 11,288,000 | 11,544,000 | 11,715,000 |
| Risk-weighted assets | 93,857,000 | 91,455,000 | 96,142,000 | 99,088,000 |