Call reports 2001
PS BANK — 2001
What PS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,630,000 | 128,184,000 | 131,678,000 | 140,542,000 |
| Total loans | 81,431,000 | 81,144,000 | 82,032,000 | 85,159,000 |
| Allowance for loan losses | 934,000 | 962,000 | 975,000 | 858,000 |
| Securities available for sale | 25,960,000 | 28,814,000 | 32,486,000 | 39,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,215,000 | 102,750,000 | 105,574,000 | 109,456,000 |
| Interest-bearing deposits | 86,579,000 | 84,879,000 | 89,078,000 | 91,020,000 |
| Noninterest-bearing deposits | 15,636,000 | 17,871,000 | 16,496,000 | 18,436,000 |
| Equity capital | 14,612,000 | 14,750,000 | 15,251,000 | 15,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,537,000 | 6,831,000 | 9,214,000 |
| Interest expense | 1,083,000 | 2,169,000 | 3,200,000 | 4,224,000 |
| Net interest income | 1,145,000 | 2,368,000 | 3,631,000 | 4,990,000 |
| Noninterest income | 247,000 | 556,000 | 819,000 | 1,085,000 |
| Noninterest expense | 928,000 | 1,916,000 | 2,934,000 | 4,043,000 |
| Provision for loan losses | 36,000 | 72,000 | 110,000 | 147,000 |
| Pretax income | 436,000 | 944,000 | 1,414,000 | 1,897,000 |
| Income tax | 100,000 | 217,000 | 325,000 | 416,000 |
| Net income | 336,000 | 727,000 | 1,089,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,863,000 | 14,088,000 | 14,278,000 | 14,481,000 |
| Total capital | 14,797,000 | 15,050,000 | 15,253,000 | 15,339,000 |
| Risk-weighted assets | 80,586,000 | 81,029,000 | 84,078,000 | 89,711,000 |