Call reports 2015
ROCKLAND TRUST COMPANY — 2015
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 6,906,750,000 | 7,192,465,000 | 7,130,469,000 | 7,207,551,000 |
| Total loans | 5,402,625,000 | 5,445,510,000 | 5,509,597,000 | 5,553,711,000 |
| Allowance for loan losses | 54,515,000 | 54,995,000 | 55,205,000 | 55,825,000 |
| Securities available for sale | 387,038,000 | 375,001,000 | 365,792,000 | 367,249,000 |
| Securities held to maturity | 394,745,000 | 428,339,000 | 448,139,000 | 477,507,000 |
| Trading assets | 28,555,000 | 18,937,000 | 30,321,000 | 23,428,000 |
| Total deposits | 5,704,414,000 | 5,996,161,000 | 5,944,470,000 | 6,026,945,000 |
| Interest-bearing deposits | 4,093,381,000 | 4,154,101,000 | 4,157,026,000 | 4,169,562,000 |
| Noninterest-bearing deposits | 1,611,033,000 | 1,842,060,000 | 1,787,444,000 | 1,857,383,000 |
| Equity capital | 822,137,000 | 830,119,000 | 841,734,000 | 849,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 57,091,000 | 116,860,000 | 177,762,000 | 238,454,000 |
| Interest expense | 3,760,000 | 7,601,000 | 11,348,000 | 14,927,000 |
| Net interest income | 53,331,000 | 109,259,000 | 166,414,000 | 223,527,000 |
| Noninterest income | 15,668,000 | 34,893,000 | 53,363,000 | 72,917,000 |
| Noninterest expense | 54,762,000 | 102,826,000 | 149,767,000 | 196,773,000 |
| Provision for loan losses | -500,000 | 200,000 | 1,000,000 | 1,500,000 |
| Pretax income | 14,739,000 | 40,826,000 | 68,717,000 | 97,843,000 |
| Income tax | 4,245,000 | 11,892,000 | 19,963,000 | 29,519,000 |
| Net income | 10,494,000 | 28,934,000 | 48,754,000 | 68,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,780,000 | 639,239,000 | 650,227,000 | 660,979,000 |
| Total capital | 685,420,000 | 695,230,000 | 706,410,000 | 718,197,000 |
| Risk-weighted assets | 5,405,117,000 | 5,434,909,000 | 5,520,418,000 | 5,591,672,000 |