Call reports 2014
ROCKLAND TRUST COMPANY — 2014
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,226,908,000 | 6,349,227,000 | 6,384,736,000 | 6,364,570,000 |
| Total loans | 4,814,049,000 | 4,901,612,000 | 4,960,435,000 | 4,977,621,000 |
| Allowance for loan losses | 53,629,000 | 54,538,000 | 55,005,000 | 55,100,000 |
| Securities available for sale | 348,258,000 | 340,081,000 | 361,455,000 | 348,554,000 |
| Securities held to maturity | 375,556,000 | 373,888,000 | 372,418,000 | 375,453,000 |
| Trading assets | 16,436,000 | 17,339,000 | 18,860,000 | 22,390,000 |
| Total deposits | 5,129,151,000 | 5,315,525,000 | 5,325,376,000 | 5,276,224,000 |
| Interest-bearing deposits | 3,723,446,000 | 3,846,863,000 | 3,826,146,000 | 3,807,428,000 |
| Noninterest-bearing deposits | 1,405,705,000 | 1,468,661,000 | 1,499,230,000 | 1,468,796,000 |
| Equity capital | 668,241,000 | 679,337,000 | 683,742,000 | 689,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 53,509,000 | 108,422,000 | 163,446,000 | 219,349,000 |
| Interest expense | 4,374,000 | 8,623,000 | 12,434,000 | 16,248,000 |
| Net interest income | 49,135,000 | 99,799,000 | 151,012,000 | 203,101,000 |
| Noninterest income | 17,244,000 | 33,995,000 | 50,941,000 | 68,337,000 |
| Noninterest expense | 42,249,000 | 85,743,000 | 128,937,000 | 173,367,000 |
| Provision for loan losses | 4,502,000 | 6,752,000 | 8,653,000 | 10,403,000 |
| Pretax income | 19,719,000 | 41,370,000 | 64,501,000 | 87,859,000 |
| Income tax | 5,350,000 | 11,821,000 | 18,592,000 | 25,197,000 |
| Net income | 14,369,000 | 29,549,000 | 45,909,000 | 62,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 506,199,000 | 514,790,000 | 520,632,000 | 527,038,000 |
| Total capital | 590,708,000 | 600,326,000 | 606,610,000 | 607,100,000 |
| Risk-weighted assets | 4,784,364,000 | 4,939,630,000 | 5,001,572,000 | 5,068,311,000 |