Call reports 2013
ROCKLAND TRUST COMPANY — 2013
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 5,723,293,000 | 5,854,066,000 | 5,896,870,000 | 6,103,368,000 |
| Total loans | 4,524,115,000 | 4,562,481,000 | 4,566,555,000 | 4,727,109,000 |
| Allowance for loan losses | 51,906,000 | 52,976,000 | 53,562,000 | 53,239,000 |
| Securities available for sale | 335,693,000 | 303,855,000 | 284,398,000 | 356,862,000 |
| Securities held to maturity | 209,090,000 | 225,278,000 | 317,373,000 | 350,652,000 |
| Trading assets | 26,576,000 | 18,705,000 | 19,540,000 | 16,698,000 |
| Total deposits | 4,570,465,000 | 4,693,716,000 | 4,778,540,000 | 5,006,764,000 |
| Interest-bearing deposits | 3,366,911,000 | 3,406,485,000 | 3,435,193,000 | 3,630,381,000 |
| Noninterest-bearing deposits | 1,203,554,000 | 1,287,231,000 | 1,343,347,000 | 1,376,383,000 |
| Equity capital | 604,775,000 | 606,930,000 | 614,936,000 | 659,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 51,387,000 | 103,515,000 | 155,150,000 | 208,646,000 |
| Interest expense | 4,945,000 | 9,785,000 | 14,617,000 | 19,263,000 |
| Net interest income | 46,442,000 | 93,730,000 | 140,533,000 | 189,383,000 |
| Noninterest income | 15,209,000 | 32,209,000 | 50,078,000 | 66,174,000 |
| Noninterest expense | 42,977,000 | 86,101,000 | 127,181,000 | 174,817,000 |
| Provision for loan losses | 1,300,000 | 4,400,000 | 7,050,000 | 10,200,000 |
| Pretax income | 17,366,000 | 35,434,000 | 56,376,000 | 70,770,000 |
| Income tax | 4,279,000 | 9,114,000 | 14,723,000 | 17,826,000 |
| Net income | 13,087,000 | 26,320,000 | 41,653,000 | 52,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 458,812,000 | 465,229,000 | 474,188,000 | 498,434,000 |
| Total capital | 541,522,000 | 548,969,000 | 558,597,000 | 582,599,000 |
| Risk-weighted assets | 4,423,270,000 | 4,489,866,000 | 4,525,192,000 | 4,690,064,000 |