Call reports 2012
ROCKLAND TRUST COMPANY — 2012
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,989,934,000 | 5,128,558,000 | 5,196,582,000 | 5,759,767,000 |
| Total loans | 3,892,343,000 | 4,002,970,000 | 4,098,415,000 | 4,567,130,000 |
| Allowance for loan losses | 48,340,000 | 48,403,000 | 49,746,000 | 51,834,000 |
| Securities available for sale | 362,109,000 | 338,331,000 | 323,156,000 | 329,286,000 |
| Securities held to maturity | 200,921,000 | 188,450,000 | 186,842,000 | 178,319,000 |
| Trading assets | 22,993,000 | 29,695,000 | 32,672,000 | 30,426,000 |
| Total deposits | 3,975,476,000 | 4,110,601,000 | 4,154,302,000 | 4,566,281,000 |
| Interest-bearing deposits | 2,957,421,000 | 3,037,714,000 | 3,040,735,000 | 3,314,540,000 |
| Noninterest-bearing deposits | 1,018,055,000 | 1,072,887,000 | 1,113,567,000 | 1,251,741,000 |
| Equity capital | 519,372,000 | 521,283,000 | 527,279,000 | 598,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 48,292,000 | 96,852,000 | 145,713,000 | 198,463,000 |
| Interest expense | 5,044,000 | 9,939,000 | 14,742,000 | 19,682,000 |
| Net interest income | 43,248,000 | 86,913,000 | 130,971,000 | 178,781,000 |
| Noninterest income | 14,645,000 | 29,778,000 | 45,460,000 | 60,812,000 |
| Noninterest expense | 38,657,000 | 75,828,000 | 115,763,000 | 160,692,000 |
| Provision for loan losses | 1,600,000 | 10,100,000 | 13,706,000 | 18,056,000 |
| Pretax income | 17,693,000 | 30,698,000 | 46,891,000 | 60,973,000 |
| Income tax | 4,760,000 | 8,494,000 | 12,420,000 | 16,310,000 |
| Net income | 12,933,000 | 22,204,000 | 34,471,000 | 44,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,713,000 | 395,156,000 | 402,004,000 | 451,701,000 |
| Total capital | 471,424,000 | 474,107,000 | 482,431,000 | 534,182,000 |
| Risk-weighted assets | 3,896,720,000 | 3,974,879,000 | 4,041,174,000 | 4,424,564,000 |