Call reports 2008
ROCKLAND TRUST COMPANY — 2008
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,332,836,000 | 3,390,749,000 | 3,480,446,000 | 3,633,478,000 |
| Total loans | 2,522,236,000 | 2,573,529,000 | 2,583,916,000 | 2,659,139,000 |
| Allowance for loan losses | 32,609,000 | 33,231,000 | 33,287,000 | 37,049,000 |
| Securities available for sale | 419,491,000 | 426,894,000 | 499,879,000 | 600,291,000 |
| Securities held to maturity | 39,335,000 | 33,895,000 | 33,354,000 | 32,789,000 |
| Trading assets | 3,305,000 | 3,185,000 | 3,048,000 | 2,701,000 |
| Total deposits | 2,472,128,000 | 2,479,372,000 | 2,543,078,000 | 2,582,828,000 |
| Interest-bearing deposits | 1,915,184,000 | 1,914,708,000 | 1,968,769,000 | 2,063,184,000 |
| Noninterest-bearing deposits | 556,944,000 | 564,664,000 | 574,310,000 | 519,644,000 |
| Equity capital | 362,069,000 | 360,125,000 | 365,718,000 | 371,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 41,563,000 | 86,578,000 | 132,479,000 | 178,336,000 |
| Interest expense | 14,431,000 | 28,194,000 | 41,644,000 | 55,252,000 |
| Net interest income | 27,132,000 | 58,384,000 | 90,835,000 | 123,084,000 |
| Noninterest income | 8,336,000 | 17,367,000 | 26,964,000 | 41,548,000 |
| Noninterest expense | 24,457,000 | 52,596,000 | 79,050,000 | 112,326,000 |
| Provision for loan losses | 1,342,000 | 3,245,000 | 5,313,000 | 10,888,000 |
| Pretax income | 9,403,000 | 17,861,000 | 30,667,000 | 34,008,000 |
| Income tax | 2,111,000 | 4,518,000 | 8,025,000 | 7,228,000 |
| Net income | 7,292,000 | 13,343,000 | 22,642,000 | 26,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,835,000 | 243,973,000 | 250,841,000 | 260,533,000 |
| Total capital | 268,384,000 | 276,331,000 | 313,384,000 | 324,891,000 |
| Risk-weighted assets | 2,522,837,000 | 2,587,021,000 | 2,610,482,000 | 2,745,989,000 |