Call reports 2007
ROCKLAND TRUST COMPANY — 2007
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,734,309,000 | 2,656,442,000 | 2,674,363,000 | 2,769,039,000 |
| Total loans | 1,995,757,000 | 1,979,248,000 | 1,986,695,000 | 2,041,350,000 |
| Allowance for loan losses | 26,815,000 | 26,650,000 | 26,192,000 | 26,831,000 |
| Securities available for sale | 446,866,000 | 395,915,000 | 415,401,000 | 444,258,000 |
| Securities held to maturity | 61,973,000 | 47,568,000 | 45,870,000 | 45,265,000 |
| Trading assets | 1,646,000 | 1,703,000 | 1,725,000 | 1,687,000 |
| Total deposits | 2,114,798,000 | 2,053,945,000 | 2,017,213,000 | 2,030,496,000 |
| Interest-bearing deposits | 1,636,132,000 | 1,552,534,000 | 1,523,306,000 | 1,558,910,000 |
| Noninterest-bearing deposits | 478,666,000 | 501,411,000 | 493,907,000 | 471,586,000 |
| Equity capital | 267,221,000 | 263,060,000 | 267,907,000 | 270,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 40,489,000 | 80,633,000 | 120,997,000 | 161,646,000 |
| Interest expense | 14,876,000 | 29,109,000 | 43,706,000 | 58,420,000 |
| Net interest income | 25,613,000 | 51,524,000 | 77,291,000 | 103,226,000 |
| Noninterest income | 7,386,000 | 14,840,000 | 21,982,000 | 29,953,000 |
| Noninterest expense | 21,342,000 | 44,545,000 | 65,989,000 | 87,996,000 |
| Provision for loan losses | 891,000 | 1,475,000 | 1,775,000 | 3,130,000 |
| Pretax income | 10,766,000 | 20,429,000 | 31,637,000 | 42,181,000 |
| Income tax | 2,812,000 | 5,670,000 | 8,662,000 | 10,651,000 |
| Net income | 7,954,000 | 14,759,000 | 22,975,000 | 31,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 213,970,000 | 211,924,000 | 214,631,000 | 214,018,000 |
| Total capital | 239,327,000 | 237,155,000 | 240,111,000 | 240,197,000 |
| Risk-weighted assets | 2,027,089,000 | 2,017,024,000 | 2,037,723,000 | 2,093,636,000 |