Call reports 2002
ROCKLAND TRUST COMPANY — 2002
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,194,946,000 | 2,259,061,000 | 2,299,139,000 | 2,283,806,000 |
| Total loans | 1,311,470,000 | 1,342,106,000 | 1,382,599,000 | 1,429,550,000 |
| Allowance for loan losses | 19,043,000 | 19,635,000 | 20,799,000 | 21,350,000 |
| Securities available for sale | 513,308,000 | 561,159,000 | 569,921,000 | 502,228,000 |
| Securities held to maturity | 163,531,000 | 158,664,000 | 157,135,000 | 148,671,000 |
| Trading assets | 1,155,000 | 1,106,000 | 1,051,000 | 1,075,000 |
| Total deposits | 1,618,759,000 | 1,677,581,000 | 1,696,343,000 | 1,693,768,000 |
| Interest-bearing deposits | 1,245,961,000 | 1,270,805,000 | 1,269,231,000 | 1,264,726,000 |
| Noninterest-bearing deposits | 372,798,000 | 406,776,000 | 427,112,000 | 429,042,000 |
| Equity capital | 184,436,000 | 190,782,000 | 198,397,000 | 205,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 35,414,000 | 71,568,000 | 107,491,000 | 142,381,000 |
| Interest expense | 10,962,000 | 21,732,000 | 31,856,000 | 41,052,000 |
| Net interest income | 24,452,000 | 49,836,000 | 75,635,000 | 101,329,000 |
| Noninterest income | 5,665,000 | 10,723,000 | 15,634,000 | 21,124,000 |
| Noninterest expense | 17,892,000 | 36,237,000 | 52,696,000 | 71,108,000 |
| Provision for loan losses | 1,200,000 | 2,368,000 | 3,600,000 | 4,650,000 |
| Pretax income | 11,025,000 | 17,582,000 | 30,563,000 | 42,323,000 |
| Income tax | 3,210,000 | 6,147,000 | 10,678,000 | 14,910,000 |
| Net income | 7,815,000 | 11,435,000 | 19,885,000 | 27,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,203,000 | 146,967,000 | 150,381,000 | 155,055,000 |
| Total capital | 163,478,000 | 165,429,000 | 169,229,000 | 174,283,000 |
| Risk-weighted assets | 1,461,247,000 | 1,475,527,000 | 1,505,897,000 | 1,536,088,000 |