Call reports 2001
ROCKLAND TRUST COMPANY — 2001
What ROCKLAND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,970,714,000 | 2,057,776,000 | 2,143,771,000 | 2,198,676,000 |
| Total loans | 1,191,283,000 | 1,225,131,000 | 1,286,767,000 | 1,296,971,000 |
| Allowance for loan losses | 15,606,000 | 16,078,000 | 16,900,000 | 18,153,000 |
| Securities available for sale | 488,963,000 | 499,059,000 | 547,608,000 | 575,687,000 |
| Securities held to maturity | 92,372,000 | 118,352,000 | 121,247,000 | 132,354,000 |
| Trading assets | 439,000 | 444,000 | 414,000 | 1,151,000 |
| Total deposits | 1,455,925,000 | 1,541,127,000 | 1,573,191,000 | 1,611,784,000 |
| Interest-bearing deposits | 1,135,475,000 | 1,184,050,000 | 1,208,787,000 | 1,233,121,000 |
| Noninterest-bearing deposits | 320,450,000 | 357,077,000 | 364,404,000 | 378,663,000 |
| Equity capital | 171,036,000 | 174,243,000 | 183,428,000 | 180,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 36,012,000 | 71,999,000 | 109,365,000 | 146,466,000 |
| Interest expense | 15,421,000 | 29,530,000 | 42,835,000 | 55,282,000 |
| Net interest income | 20,591,000 | 42,469,000 | 66,530,000 | 91,184,000 |
| Noninterest income | 4,161,000 | 9,102,000 | 13,482,000 | 19,290,000 |
| Noninterest expense | 16,004,000 | 33,412,000 | 51,304,000 | 68,983,000 |
| Provision for loan losses | 650,000 | 1,514,000 | 2,787,000 | 4,619,000 |
| Pretax income | 9,247,000 | 17,847,000 | 27,349,000 | 38,300,000 |
| Income tax | 2,874,000 | 6,163,000 | 8,781,000 | 12,810,000 |
| Net income | 6,381,000 | 11,692,000 | 18,576,000 | 25,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,382,000 | 130,426,000 | 135,074,000 | 139,740,000 |
| Total capital | 142,988,000 | 146,504,000 | 151,974,000 | 157,893,000 |
| Risk-weighted assets | 1,315,884,000 | 1,372,557,000 | 1,417,271,000 | 1,456,561,000 |