Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Total assets | 153,791,000 | 154,370,000 | 158,575,000 |
| Total loans | 117,474,000 | 125,000,000 | 134,732,000 |
| Allowance for loan losses | 2,082,000 | 1,943,000 | 1,991,000 |
| Securities available for sale | 11,810,000 | 11,509,000 | 11,054,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 134,730,000 | 135,168,000 | 135,225,000 |
| Interest-bearing deposits | 114,930,000 | 113,666,000 | 109,209,000 |
| Noninterest-bearing deposits | 19,800,000 | 21,502,000 | 26,016,000 |
| Equity capital | 11,785,000 | 12,030,000 | 12,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Interest income | 2,442,000 | 4,964,000 | 8,236,000 |
| Interest expense | 1,044,000 | 2,095,000 | 3,008,000 |
| Net interest income | 1,398,000 | 2,869,000 | 5,228,000 |
| Noninterest income | 251,000 | 470,000 | 750,000 |
| Noninterest expense | 1,531,000 | 3,091,000 | 5,283,000 |
| Provision for loan losses | 40,000 | 90,000 | 120,000 |
| Pretax income | 78,000 | 387,000 | 804,000 |
| Income tax | 3,000 | 7,000 | 25,000 |
| Net income | 75,000 | 380,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 |
|---|---|---|---|
| Tier 1 capital | 10,927,000 | 11,351,000 | 11,530,000 |
| Total capital | 12,450,000 | 12,922,000 | 13,132,000 |
| Risk-weighted assets | 121,270,000 | 125,291,000 | 127,838,000 |