Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 149,771,000 | 149,629,000 | 145,204,000 | 147,362,000 |
| Total loans | 104,881,000 | 102,371,000 | 105,390,000 | 110,405,000 |
| Allowance for loan losses | 1,439,000 | 1,453,000 | 1,473,000 | 1,965,000 |
| Securities available for sale | 8,618,000 | 11,802,000 | 11,944,000 | 11,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,742,000 | 137,471,000 | 132,939,000 | 131,249,000 |
| Interest-bearing deposits | 120,761,000 | 118,724,000 | 114,906,000 | 110,819,000 |
| Noninterest-bearing deposits | 16,981,000 | 18,747,000 | 18,033,000 | 20,431,000 |
| Equity capital | 10,867,000 | 11,014,000 | 11,137,000 | 11,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 5,955,000 | 8,725,000 | 11,222,000 |
| Interest expense | 1,666,000 | 3,287,000 | 4,687,000 | 5,863,000 |
| Net interest income | 1,370,000 | 2,668,000 | 4,038,000 | 5,359,000 |
| Noninterest income | 433,000 | 790,000 | 1,040,000 | 1,244,000 |
| Noninterest expense | 2,004,000 | 3,649,000 | 5,269,000 | 6,916,000 |
| Provision for loan losses | 30,000 | 30,000 | 55,000 | 908,000 |
| Pretax income | -231,000 | -221,000 | -246,000 | -1,221,000 |
| Income tax | -80,000 | -83,000 | -84,000 | -125,000 |
| Net income | -151,000 | -138,000 | -162,000 | -1,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,958,000 | 10,102,000 | 10,099,000 | 10,608,000 |
| Total capital | 11,319,000 | 11,433,000 | 11,458,000 | 12,040,000 |
| Risk-weighted assets | 108,753,000 | 106,361,000 | 108,611,000 | 113,997,000 |