Call reports 2024
SAINT LOUIS BANK — 2024
What SAINT LOUIS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 981,428,000 | 962,846,000 | 927,943,000 | 955,037,000 |
| Total loans | 745,307,000 | 742,964,000 | 754,290,000 | 793,426,000 |
| Allowance for loan losses | 10,469,000 | 10,707,000 | 11,021,000 | 11,316,000 |
| Securities available for sale | 118,864,000 | 118,912,000 | 106,291,000 | 106,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,193,000 | 845,022,000 | 816,502,000 | 843,230,000 |
| Interest-bearing deposits | 744,168,000 | 718,676,000 | 695,458,000 | 697,782,000 |
| Noninterest-bearing deposits | 121,025,000 | 126,346,000 | 121,044,000 | 145,448,000 |
| Equity capital | 78,202,000 | 79,544,000 | 83,547,000 | 83,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,433,000 | 28,759,000 | 43,004,000 | 57,219,000 |
| Interest expense | 7,093,000 | 14,165,000 | 20,871,000 | 27,125,000 |
| Net interest income | 7,340,000 | 14,594,000 | 22,133,000 | 30,094,000 |
| Noninterest income | 689,000 | 1,367,000 | 2,233,000 | 2,934,000 |
| Noninterest expense | 4,676,000 | 9,541,000 | 14,508,000 | 19,856,000 |
| Provision for loan losses | 375,000 | 675,000 | 975,000 | 1,259,000 |
| Pretax income | 3,057,000 | 5,824,000 | 8,962,000 | 11,974,000 |
| Income tax | 669,000 | 1,273,000 | 1,950,000 | 2,605,000 |
| Net income | 2,388,000 | 4,551,000 | 7,012,000 | 9,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,067,000 | 84,642,000 | 86,842,000 | 88,902,000 |
| Total capital | 93,463,000 | 95,085,000 | 97,543,000 | 100,039,000 |
| Risk-weighted assets | 831,251,000 | 834,866,000 | 855,391,000 | 890,440,000 |