Call reports 2022
SAINT LOUIS BANK — 2022
What SAINT LOUIS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 674,593,000 | 712,349,000 | 722,590,000 | 824,225,000 |
| Total loans | 532,893,000 | 571,416,000 | 612,042,000 | 701,019,000 |
| Allowance for loan losses | 7,215,000 | 7,765,000 | 8,312,000 | 8,765,000 |
| Securities available for sale | 74,538,000 | 73,344,000 | 69,733,000 | 69,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,816,000 | 659,469,000 | 661,439,000 | 663,984,000 |
| Interest-bearing deposits | 468,510,000 | 482,460,000 | 499,989,000 | 507,243,000 |
| Noninterest-bearing deposits | 152,306,000 | 177,009,000 | 161,450,000 | 156,741,000 |
| Equity capital | 52,203,000 | 51,170,000 | 52,311,000 | 64,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,772,000 | 12,333,000 | 19,905,000 | 28,944,000 |
| Interest expense | 324,000 | 688,000 | 1,462,000 | 3,748,000 |
| Net interest income | 5,448,000 | 11,645,000 | 18,443,000 | 25,196,000 |
| Noninterest income | 1,435,000 | 1,916,000 | 2,798,000 | 3,061,000 |
| Noninterest expense | 4,976,000 | 9,682,000 | 15,211,000 | 20,620,000 |
| Provision for loan losses | 580,000 | 1,040,000 | 1,530,000 | 2,165,000 |
| Pretax income | 1,327,000 | 2,839,000 | 4,500,000 | 5,472,000 |
| Income tax | 249,000 | 545,000 | 886,000 | 1,072,000 |
| Net income | 1,078,000 | 2,294,000 | 3,614,000 | 4,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,020,000 | 54,876,000 | 58,168,000 | 70,292,000 |
| Total capital | 60,973,000 | 62,293,000 | 66,133,000 | 79,120,000 |
| Risk-weighted assets | 555,947,000 | 593,027,000 | 636,836,000 | 736,615,000 |