Call reports 2021
SAINT LOUIS BANK — 2021
What SAINT LOUIS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 674,165,000 | 673,199,000 | 644,000,000 | 609,213,000 |
| Total loans | 516,386,000 | 492,646,000 | 486,064,000 | 488,731,000 |
| Allowance for loan losses | 6,340,000 | 6,607,000 | 6,595,000 | 6,878,000 |
| Securities available for sale | 61,933,000 | 48,252,000 | 58,800,000 | 52,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,460,000 | 618,163,000 | 588,074,000 | 553,635,000 |
| Interest-bearing deposits | 471,164,000 | 454,749,000 | 424,526,000 | 389,985,000 |
| Noninterest-bearing deposits | 149,296,000 | 163,414,000 | 163,548,000 | 163,650,000 |
| Equity capital | 51,638,000 | 53,029,000 | 53,855,000 | 53,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,166,000 | 10,735,000 | 16,443,000 | 22,328,000 |
| Interest expense | 562,000 | 1,075,000 | 1,543,000 | 1,907,000 |
| Net interest income | 4,604,000 | 9,660,000 | 14,900,000 | 20,421,000 |
| Noninterest income | 735,000 | 2,789,000 | 2,986,000 | 3,575,000 |
| Noninterest expense | 3,846,000 | 8,472,000 | 12,581,000 | 17,630,000 |
| Provision for loan losses | 230,000 | 500,000 | 525,000 | 795,000 |
| Pretax income | 1,263,000 | 3,477,000 | 4,780,000 | 5,571,000 |
| Income tax | 279,000 | 806,000 | 1,133,000 | 1,253,000 |
| Net income | 984,000 | 2,671,000 | 3,647,000 | 4,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,211,000 | 51,241,000 | 52,246,000 | 52,955,000 |
| Total capital | 55,861,000 | 56,928,000 | 58,272,000 | 59,290,000 |
| Risk-weighted assets | 451,331,000 | 454,070,000 | 481,491,000 | 506,223,000 |