Call reports 2019
SAINT LOUIS BANK — 2019
What SAINT LOUIS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 463,531,000 | 445,908,000 | 437,601,000 | 463,456,000 |
| Total loans | 330,018,000 | 331,118,000 | 327,452,000 | 362,913,000 |
| Allowance for loan losses | 4,165,000 | 4,159,000 | 4,116,000 | 4,540,000 |
| Securities available for sale | 56,148,000 | 54,733,000 | 52,839,000 | 51,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,850,000 | 402,235,000 | 392,637,000 | 404,451,000 |
| Interest-bearing deposits | 365,560,000 | 344,614,000 | 332,740,000 | 331,244,000 |
| Noninterest-bearing deposits | 55,290,000 | 57,621,000 | 59,897,000 | 73,207,000 |
| Equity capital | 41,084,000 | 41,904,000 | 42,619,000 | 42,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,615,000 | 9,188,000 | 13,776,000 | 18,382,000 |
| Interest expense | 1,402,000 | 2,918,000 | 4,394,000 | 5,722,000 |
| Net interest income | 3,213,000 | 6,270,000 | 9,382,000 | 12,660,000 |
| Noninterest income | 208,000 | 482,000 | 1,579,000 | 2,259,000 |
| Noninterest expense | 2,486,000 | 5,124,000 | 8,139,000 | 11,183,000 |
| Provision for loan losses | 81,000 | 190,000 | 415,000 | 830,000 |
| Pretax income | 841,000 | 1,425,000 | 2,406,000 | 2,905,000 |
| Income tax | 221,000 | 362,000 | 603,000 | 726,000 |
| Net income | 620,000 | 1,063,000 | 1,803,000 | 2,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,590,000 | 39,921,000 | 40,621,000 | 40,898,000 |
| Total capital | 43,755,000 | 44,080,000 | 44,780,000 | 45,481,000 |
| Risk-weighted assets | 361,155,000 | 362,254,000 | 357,190,000 | 392,498,000 |