Call reports 2018
SAINT LOUIS BANK — 2018
What SAINT LOUIS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 464,725,000 | 450,499,000 | 427,971,000 | 436,374,000 |
| Total loans | 317,322,000 | 318,596,000 | 325,909,000 | 332,736,000 |
| Allowance for loan losses | 4,341,000 | 4,131,000 | 4,105,000 | 4,251,000 |
| Securities available for sale | 46,898,000 | 50,478,000 | 51,235,000 | 49,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,320,000 | 412,795,000 | 385,976,000 | 394,755,000 |
| Interest-bearing deposits | 376,826,000 | 343,530,000 | 329,672,000 | 330,942,000 |
| Noninterest-bearing deposits | 50,494,000 | 69,265,000 | 56,304,000 | 63,813,000 |
| Equity capital | 36,100,000 | 36,058,000 | 40,502,000 | 40,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,959,000 | 8,061,000 | 12,229,000 | 16,526,000 |
| Interest expense | 1,029,000 | 2,143,000 | 3,278,000 | 4,465,000 |
| Net interest income | 2,930,000 | 5,918,000 | 8,951,000 | 12,061,000 |
| Noninterest income | 66,000 | 148,000 | 145,000 | -317,000 |
| Noninterest expense | 1,971,000 | 4,110,000 | 6,519,000 | 8,925,000 |
| Provision for loan losses | 70,000 | 140,000 | 165,000 | 1,349,000 |
| Pretax income | 955,000 | 1,816,000 | 2,412,000 | 1,470,000 |
| Income tax | 237,000 | 462,000 | 619,000 | 380,000 |
| Net income | 718,000 | 1,354,000 | 1,793,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,335,000 | 35,438,000 | 40,126,000 | 39,174,000 |
| Total capital | 39,640,000 | 39,569,000 | 44,231,000 | 43,425,000 |
| Risk-weighted assets | 344,398,000 | 341,994,000 | 348,026,000 | 359,711,000 |