Call reports 2017
SAINT LOUIS BANK — 2017
What SAINT LOUIS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 451,024,000 | 446,051,000 | 421,673,000 | 419,605,000 |
| Total loans | 317,299,000 | 312,868,000 | 321,232,000 | 326,454,000 |
| Allowance for loan losses | 4,208,000 | 4,222,000 | 4,167,000 | 4,303,000 |
| Securities available for sale | 56,819,000 | 54,581,000 | 52,409,000 | 49,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,976,000 | 404,178,000 | 370,209,000 | 380,791,000 |
| Interest-bearing deposits | 354,177,000 | 349,344,000 | 314,338,000 | 331,117,000 |
| Noninterest-bearing deposits | 55,799,000 | 54,834,000 | 55,871,000 | 49,674,000 |
| Equity capital | 39,547,000 | 40,119,000 | 40,645,000 | 35,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,176,000 | 10,944,000 | 14,802,000 |
| Interest expense | 716,000 | 1,456,000 | 2,179,000 | 2,965,000 |
| Net interest income | 2,780,000 | 5,720,000 | 8,765,000 | 11,837,000 |
| Noninterest income | 114,000 | 268,000 | 438,000 | -1,597,000 |
| Noninterest expense | 1,982,000 | 4,059,000 | 6,062,000 | 7,734,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 693,000 |
| Pretax income | 912,000 | 1,929,000 | 3,041,000 | 1,813,000 |
| Income tax | 340,000 | 720,000 | 1,120,000 | 3,671,000 |
| Net income | 572,000 | 1,209,000 | 1,921,000 | -1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,706,000 | 36,398,000 | 37,029,000 | 33,912,000 |
| Total capital | 39,914,000 | 40,579,000 | 41,196,000 | 38,215,000 |
| Risk-weighted assets | 338,740,000 | 333,699,000 | 338,800,000 | 351,639,000 |