Call reports 2025
BANK OF CASHTON — 2025
What BANK OF CASHTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 138,485,000 | 135,965,000 | 139,063,000 | 144,651,000 |
| Total loans | 93,133,000 | 95,055,000 | 97,345,000 | 99,852,000 |
| Allowance for loan losses | 929,000 | 964,000 | 1,012,000 | 1,046,000 |
| Securities available for sale | 15,864,000 | 16,318,000 | 16,258,000 | 16,307,000 |
| Securities held to maturity | 8,714,000 | 7,456,000 | 6,948,000 | 5,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,053,000 | 116,135,000 | 119,794,000 | 125,822,000 |
| Interest-bearing deposits | 94,207,000 | 92,175,000 | 94,407,000 | 99,496,000 |
| Noninterest-bearing deposits | 23,846,000 | 23,960,000 | 25,387,000 | 26,326,000 |
| Equity capital | 13,977,000 | 14,362,000 | 14,731,000 | 14,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,394,000 | 5,160,000 | 6,981,000 |
| Interest expense | 699,000 | 1,397,000 | 2,084,000 | 2,772,000 |
| Net interest income | 975,000 | 1,997,000 | 3,076,000 | 4,209,000 |
| Noninterest income | 139,000 | 281,000 | 414,000 | 549,000 |
| Noninterest expense | 702,000 | 1,497,000 | 2,337,000 | 3,163,000 |
| Provision for loan losses | 9,000 | 44,000 | 92,000 | 125,000 |
| Pretax income | 403,000 | 736,000 | 1,059,000 | 1,469,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 403,000 | 735,000 | 1,058,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,305,000 | 15,424,000 | 15,528,000 | 15,617,000 |
| Total capital | 16,234,000 | 16,388,000 | 16,540,000 | 16,663,000 |
| Risk-weighted assets | 103,042,000 | 105,886,000 | 107,671,000 | 110,844,000 |