Call reports 2023
BANK OF CASHTON — 2023
What BANK OF CASHTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 120,382,000 | 124,893,000 | 127,423,000 | 130,686,000 |
| Total loans | 73,699,000 | 77,229,000 | 81,537,000 | 83,564,000 |
| Allowance for loan losses | 826,000 | 839,000 | 845,000 | 866,000 |
| Securities available for sale | 17,932,000 | 17,626,000 | 16,782,000 | 17,549,000 |
| Securities held to maturity | 11,259,000 | 11,253,000 | 11,248,000 | 11,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,765,000 | 104,126,000 | 104,724,000 | 107,123,000 |
| Interest-bearing deposits | 79,159,000 | 79,531,000 | 83,844,000 | 84,548,000 |
| Noninterest-bearing deposits | 20,606,000 | 24,595,000 | 20,880,000 | 22,576,000 |
| Equity capital | 12,841,000 | 12,623,000 | 12,156,000 | 13,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,442,000 | 3,861,000 | 5,337,000 |
| Interest expense | 289,000 | 729,000 | 1,240,000 | 1,814,000 |
| Net interest income | 882,000 | 1,713,000 | 2,621,000 | 3,523,000 |
| Noninterest income | 138,000 | 267,000 | 415,000 | 543,000 |
| Noninterest expense | 677,000 | 1,425,000 | 2,105,000 | 2,791,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 30,000 |
| Pretax income | 339,000 | 546,000 | 917,000 | 1,251,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 338,000 | 544,000 | 913,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,304,000 | 14,357,000 | 14,601,000 | 14,514,000 |
| Total capital | 15,130,000 | 15,196,000 | 15,446,000 | 15,380,000 |
| Risk-weighted assets | 85,402,000 | 92,011,000 | 95,015,000 | 96,355,000 |