Call reports 2021
BANK OF CASHTON — 2021
What BANK OF CASHTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 125,681,000 | 121,375,000 | 122,670,000 | 123,109,000 |
| Total loans | 68,920,000 | 69,531,000 | 68,849,000 | 68,976,000 |
| Allowance for loan losses | 792,000 | 800,000 | 807,000 | 811,000 |
| Securities available for sale | 12,410,000 | 16,841,000 | 18,936,000 | 19,167,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,140,000 | 5,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,192,000 | 103,704,000 | 105,204,000 | 105,917,000 |
| Interest-bearing deposits | 83,030,000 | 82,564,000 | 83,603,000 | 84,313,000 |
| Noninterest-bearing deposits | 21,162,000 | 21,140,000 | 21,601,000 | 21,604,000 |
| Equity capital | 13,083,000 | 13,196,000 | 13,329,000 | 13,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,021,000 | 2,932,000 | 3,840,000 |
| Interest expense | 202,000 | 396,000 | 575,000 | 739,000 |
| Net interest income | 847,000 | 1,625,000 | 2,357,000 | 3,101,000 |
| Noninterest income | 171,000 | 324,000 | 666,000 | 777,000 |
| Noninterest expense | 592,000 | 1,253,000 | 1,846,000 | 2,571,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 422,000 | 689,000 | 1,165,000 | 1,290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 689,000 | 1,165,000 | 1,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,651,000 | 12,770,000 | 13,020,000 | 13,569,000 |
| Total capital | 13,443,000 | 13,570,000 | 13,827,000 | 14,380,000 |
| Risk-weighted assets | 86,943,000 | 85,797,000 | 89,005,000 | 89,198,000 |