Call reports 2020
BANK OF CASHTON — 2020
What BANK OF CASHTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,767,000 | 116,350,000 | 118,621,000 | 123,844,000 |
| Total loans | 69,074,000 | 72,726,000 | 71,507,000 | 71,131,000 |
| Allowance for loan losses | 764,000 | 781,000 | 767,000 | 785,000 |
| Securities available for sale | 11,776,000 | 13,370,000 | 13,032,000 | 13,115,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,140,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,948,000 | 94,924,000 | 96,964,000 | 101,981,000 |
| Interest-bearing deposits | 69,997,000 | 74,228,000 | 78,748,000 | 80,803,000 |
| Noninterest-bearing deposits | 13,951,000 | 20,696,000 | 18,216,000 | 21,178,000 |
| Equity capital | 10,959,000 | 11,517,000 | 11,699,000 | 11,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,247,000 | 3,208,000 | 4,154,000 |
| Interest expense | 265,000 | 520,000 | 766,000 | 1,008,000 |
| Net interest income | 770,000 | 1,727,000 | 2,442,000 | 3,146,000 |
| Noninterest income | 115,000 | 246,000 | 420,000 | 586,000 |
| Noninterest expense | 517,000 | 1,050,000 | 1,558,000 | 2,157,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 353,000 | 891,000 | 1,258,000 | 1,514,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | 352,000 | 890,000 | 1,257,000 | 1,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,596,000 | 10,962,000 | 11,126,000 | 11,339,000 |
| Total capital | 11,360,000 | 11,743,000 | 11,893,000 | 12,124,000 |
| Risk-weighted assets | 76,192,000 | 78,719,000 | 79,417,000 | 84,186,000 |