Call reports 2018
BANK OF CASHTON — 2018
What BANK OF CASHTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,484,000 | 84,068,000 | 88,305,000 | 88,683,000 |
| Total loans | 57,305,000 | 56,437,000 | 59,641,000 | 60,063,000 |
| Allowance for loan losses | 759,000 | 781,000 | 792,000 | 796,000 |
| Securities available for sale | 15,699,000 | 15,650,000 | 15,549,000 | 15,419,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,140,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,948,000 | 71,351,000 | 73,802,000 | 73,971,000 |
| Interest-bearing deposits | 60,481,000 | 60,046,000 | 63,095,000 | 61,741,000 |
| Noninterest-bearing deposits | 10,466,000 | 11,305,000 | 10,707,000 | 12,230,000 |
| Equity capital | 9,275,000 | 9,390,000 | 9,403,000 | 9,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,806,000 | 2,749,000 | 3,702,000 |
| Interest expense | 151,000 | 336,000 | 548,000 | 779,000 |
| Net interest income | 769,000 | 1,470,000 | 2,201,000 | 2,923,000 |
| Noninterest income | 105,000 | 208,000 | 356,000 | 468,000 |
| Noninterest expense | 514,000 | 983,000 | 1,522,000 | 2,039,000 |
| Provision for loan losses | 15,000 | 30,000 | 41,000 | 44,000 |
| Pretax income | 345,000 | 665,000 | 994,000 | 1,308,000 |
| Income tax | 2,000 | 4,000 | 8,000 | 12,000 |
| Net income | 343,000 | 661,000 | 986,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,331,000 | 9,476,000 | 9,574,000 | 9,671,000 |
| Total capital | 10,090,000 | 10,257,000 | 10,366,000 | 10,467,000 |
| Risk-weighted assets | 64,851,000 | 64,233,000 | 66,473,000 | 66,930,000 |