Call reports 2017
BANK OF CASHTON — 2017
What BANK OF CASHTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,638,000 | 82,908,000 | 83,008,000 | 85,109,000 |
| Total loans | 52,972,000 | 55,219,000 | 55,479,000 | 59,513,000 |
| Allowance for loan losses | 718,000 | 733,000 | 749,000 | 744,000 |
| Securities available for sale | 16,151,000 | 16,476,000 | 16,385,000 | 16,091,000 |
| Securities held to maturity | 1,140,000 | 1,140,000 | 1,140,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,894,000 | 71,148,000 | 71,952,000 | 71,486,000 |
| Interest-bearing deposits | 58,323,000 | 59,704,000 | 60,645,000 | 60,237,000 |
| Noninterest-bearing deposits | 11,571,000 | 11,444,000 | 11,307,000 | 11,248,000 |
| Equity capital | 9,009,000 | 9,229,000 | 9,277,000 | 9,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,646,000 | 2,501,000 | 3,401,000 |
| Interest expense | 122,000 | 252,000 | 388,000 | 534,000 |
| Net interest income | 684,000 | 1,394,000 | 2,113,000 | 2,867,000 |
| Noninterest income | 310,000 | 411,000 | 517,000 | 626,000 |
| Noninterest expense | 473,000 | 914,000 | 1,398,000 | 1,846,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 60,000 |
| Pretax income | 506,000 | 861,000 | 1,186,000 | 1,587,000 |
| Income tax | 1,000 | 5,000 | 7,000 | 10,000 |
| Net income | 505,000 | 856,000 | 1,179,000 | 1,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,857,000 | 8,957,000 | 9,044,000 | 9,188,000 |
| Total capital | 9,575,000 | 9,690,000 | 9,793,000 | 9,932,000 |
| Risk-weighted assets | 59,386,000 | 61,824,000 | 62,245,000 | 64,201,000 |