Call reports 2011
BANK OF CASHTON — 2011
What BANK OF CASHTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,067,000 | 60,261,000 | 61,633,000 | 62,821,000 |
| Total loans | 37,272,000 | 38,312,000 | 39,762,000 | 39,760,000 |
| Allowance for loan losses | 618,000 | 689,000 | 704,000 | 701,000 |
| Securities available for sale | 16,036,000 | 16,962,000 | 17,367,000 | 17,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,759,000 | 53,400,000 | 54,261,000 | 55,397,000 |
| Interest-bearing deposits | 46,953,000 | 47,150,000 | 48,218,000 | 48,194,000 |
| Noninterest-bearing deposits | 5,806,000 | 6,250,000 | 6,043,000 | 7,203,000 |
| Equity capital | 5,441,000 | 5,966,000 | 6,445,000 | 6,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,545,000 | 2,326,000 | 3,131,000 |
| Interest expense | 198,000 | 389,000 | 573,000 | 750,000 |
| Net interest income | 485,000 | 1,156,000 | 1,753,000 | 2,381,000 |
| Noninterest income | 87,000 | 154,000 | 245,000 | 296,000 |
| Noninterest expense | 414,000 | 839,000 | 1,232,000 | 1,713,000 |
| Provision for loan losses | 15,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 175,000 | 488,000 | 768,000 | 951,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 175,000 | 487,000 | 766,000 | 949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,572,000 | 5,658,000 | 5,804,000 | 5,837,000 |
| Total capital | 6,094,000 | 6,180,000 | 6,329,000 | 6,365,000 |
| Risk-weighted assets | 41,654,000 | 41,614,000 | 41,802,000 | 42,050,000 |