Call reports 2002
BANK OF CASHTON — 2002
What BANK OF CASHTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,887,000 | 41,829,000 | 42,563,000 | 41,379,000 |
| Total loans | 30,534,000 | 29,944,000 | 30,250,000 | 29,734,000 |
| Allowance for loan losses | 364,000 | 370,000 | 383,000 | 433,000 |
| Securities available for sale | 7,130,000 | 7,111,000 | 7,209,000 | 6,758,000 |
| Securities held to maturity | 1,115,000 | 1,075,000 | 1,050,000 | 940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,975,000 | 37,676,000 | 38,357,000 | 37,101,000 |
| Interest-bearing deposits | 35,287,000 | 34,146,000 | 34,953,000 | 33,900,000 |
| Noninterest-bearing deposits | 3,688,000 | 3,530,000 | 3,404,000 | 3,201,000 |
| Equity capital | 3,704,000 | 3,767,000 | 3,995,000 | 3,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,427,000 | 2,254,000 | 2,951,000 |
| Interest expense | 375,000 | 731,000 | 1,069,000 | 1,391,000 |
| Net interest income | 337,000 | 696,000 | 1,185,000 | 1,560,000 |
| Noninterest income | 61,000 | 126,000 | 192,000 | 248,000 |
| Noninterest expense | 327,000 | 742,000 | 1,041,000 | 1,405,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 67,000 |
| Pretax income | 67,000 | 70,000 | 320,000 | 336,000 |
| Income tax | 15,000 | 28,000 | 40,000 | 10,000 |
| Net income | 52,000 | 42,000 | 280,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,652,000 | 3,642,000 | 3,808,000 | 3,788,000 |
| Total capital | 4,016,000 | 4,012,000 | 4,191,000 | 4,179,000 |
| Risk-weighted assets | 32,185,000 | 30,861,000 | 32,293,000 | 31,142,000 |