Call reports 2001
BANK OF CASHTON — 2001
What BANK OF CASHTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,450,000 | 39,775,000 | 40,920,000 | 43,751,000 |
| Total loans | 29,828,000 | 30,284,000 | 30,971,000 | 30,238,000 |
| Allowance for loan losses | 406,000 | 404,000 | 379,000 | 379,000 |
| Securities available for sale | 6,735,000 | 6,660,000 | 6,429,000 | 7,141,000 |
| Securities held to maturity | 1,241,000 | 1,190,000 | 1,190,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,949,000 | 34,958,000 | 36,342,000 | 39,602,000 |
| Interest-bearing deposits | 31,783,000 | 31,200,000 | 32,953,000 | 35,749,000 |
| Noninterest-bearing deposits | 4,166,000 | 3,758,000 | 3,389,000 | 3,853,000 |
| Equity capital | 4,227,000 | 4,252,000 | 4,325,000 | 3,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,526,000 | 2,302,000 | 3,080,000 |
| Interest expense | 425,000 | 850,000 | 1,265,000 | 1,662,000 |
| Net interest income | 370,000 | 676,000 | 1,037,000 | 1,418,000 |
| Noninterest income | 52,000 | 67,000 | 100,000 | 139,000 |
| Noninterest expense | 272,000 | 561,000 | 851,000 | 1,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 182,000 | 286,000 | 389,000 |
| Income tax | 38,000 | 42,000 | 52,000 | 23,000 |
| Net income | 112,000 | 140,000 | 234,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,170,000 | 4,199,000 | 4,219,000 | 3,600,000 |
| Total capital | 4,551,000 | 4,580,000 | 4,598,000 | 3,979,000 |
| Risk-weighted assets | 30,426,000 | 30,362,000 | 30,890,000 | 32,199,000 |