Call reports 2023
PREMIER BANK — 2023
What PREMIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 8,513,389,000 | 8,584,228,000 | 8,531,288,000 | 8,603,358,000 |
| Total loans | 6,691,672,000 | 6,823,789,000 | 6,819,171,000 | 6,871,754,000 |
| Allowance for loan losses | 74,273,000 | 75,921,000 | 76,513,000 | 76,512,000 |
| Securities available for sale | 998,128,000 | 961,123,000 | 911,184,000 | 946,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,214,000 | 3,211,000 | 3,560,000 | 2,884,000 |
| Total deposits | 6,824,004,000 | 7,051,449,000 | 7,112,234,000 | 7,180,534,000 |
| Interest-bearing deposits | 5,191,287,000 | 5,482,941,000 | 5,520,044,000 | 5,551,067,000 |
| Noninterest-bearing deposits | 1,632,717,000 | 1,568,508,000 | 1,592,190,000 | 1,629,467,000 |
| Equity capital | 934,872,000 | 974,144,000 | 957,965,000 | 1,020,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 84,459,000 | 175,208,000 | 270,217,000 | 366,542,000 |
| Interest expense | 26,513,000 | 61,285,000 | 100,455,000 | 142,701,000 |
| Net interest income | 57,946,000 | 113,923,000 | 169,762,000 | 223,841,000 |
| Noninterest income | 8,595,000 | 20,591,000 | 32,738,000 | 43,263,000 |
| Noninterest expense | 39,986,000 | 77,544,000 | 115,753,000 | 153,714,000 |
| Provision for loan losses | 3,944,000 | 5,354,000 | 5,599,000 | 7,742,000 |
| Pretax income | 22,883,000 | 52,751,000 | 83,301,000 | 108,193,000 |
| Income tax | 4,314,000 | 9,927,000 | 15,623,000 | 20,294,000 |
| Net income | 18,569,000 | 42,824,000 | 67,678,000 | 87,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 782,641,000 | 838,045,000 | 854,506,000 | 871,342,000 |
| Total capital | 862,644,000 | 918,857,000 | 934,948,000 | 951,576,000 |
| Risk-weighted assets | 7,342,202,000 | 7,347,709,000 | 7,296,901,000 | 7,037,246,000 |