Call reports 2022
PREMIER BANK — 2022
What PREMIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,530,924,000 | 7,954,301,000 | 8,179,165,000 | 8,408,012,000 |
| Total loans | 5,540,430,000 | 6,031,288,000 | 6,331,730,000 | 6,573,281,000 |
| Allowance for loan losses | 67,195,000 | 67,074,000 | 70,626,000 | 72,816,000 |
| Securities available for sale | 1,219,364,000 | 1,140,466,000 | 1,063,713,000 | 1,040,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,311,000 | 3,337,000 | 4,771,000 | 4,566,000 |
| Total deposits | 6,363,586,000 | 6,584,286,000 | 6,787,941,000 | 6,965,168,000 |
| Interest-bearing deposits | 4,672,746,000 | 4,812,941,000 | 4,979,946,000 | 5,103,106,000 |
| Noninterest-bearing deposits | 1,690,840,000 | 1,771,345,000 | 1,807,995,000 | 1,862,062,000 |
| Equity capital | 949,289,000 | 909,157,000 | 876,886,000 | 909,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 60,647,000 | 123,470,000 | 196,233,000 | 276,617,000 |
| Interest expense | 2,235,000 | 5,434,000 | 14,359,000 | 31,447,000 |
| Net interest income | 58,412,000 | 118,036,000 | 181,874,000 | 245,170,000 |
| Noninterest income | 12,909,000 | 24,087,000 | 37,093,000 | 46,564,000 |
| Noninterest expense | 37,881,000 | 73,410,000 | 111,499,000 | 151,944,000 |
| Provision for loan losses | 626,000 | 5,777,000 | 9,483,000 | 12,503,000 |
| Pretax income | 32,505,000 | 61,212,000 | 95,955,000 | 125,503,000 |
| Income tax | 6,282,000 | 12,017,000 | 18,788,000 | 24,329,000 |
| Net income | 26,223,000 | 49,195,000 | 77,167,000 | 101,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 713,920,000 | 726,342,000 | 749,803,000 | 775,907,000 |
| Total capital | 784,869,000 | 798,990,000 | 826,333,000 | 854,687,000 |
| Risk-weighted assets | 6,602,145,000 | 7,067,000,000 | 7,350,446,000 | 7,333,515,000 |