Call reports 2020
PREMIER BANK — 2020
What PREMIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,519,264,000 | 6,968,954,000 | 6,947,126,000 | 7,172,306,000 |
| Total loans | 5,203,026,000 | 5,614,275,000 | 5,675,172,000 | 5,709,426,000 |
| Allowance for loan losses | 85,859,000 | 88,555,000 | 88,917,000 | 82,079,000 |
| Securities available for sale | 534,205,000 | 567,526,000 | 578,224,000 | 736,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,043,978,000 | 5,823,677,000 | 5,904,822,000 | 6,139,003,000 |
| Interest-bearing deposits | 3,953,187,000 | 4,305,001,000 | 4,358,950,000 | 4,450,579,000 |
| Noninterest-bearing deposits | 1,090,791,000 | 1,518,676,000 | 1,545,872,000 | 1,688,424,000 |
| Equity capital | 897,976,000 | 913,660,000 | 931,159,000 | 962,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 54,609,000 | 117,175,000 | 176,986,000 | 237,840,000 |
| Interest expense | 8,779,000 | 16,744,000 | 23,475,000 | 28,634,000 |
| Net interest income | 45,830,000 | 100,431,000 | 153,511,000 | 209,206,000 |
| Noninterest income | 7,486,000 | 27,038,000 | 47,340,000 | 62,158,000 |
| Noninterest expense | 40,658,000 | 76,991,000 | 116,792,000 | 154,264,000 |
| Provision for loan losses | 43,786,000 | 45,655,000 | 49,312,000 | 43,154,000 |
| Pretax income | -31,128,000 | 4,821,000 | 36,152,000 | 75,351,000 |
| Income tax | -6,218,000 | 1,468,000 | 7,897,000 | 16,577,000 |
| Net income | -24,910,000 | 3,353,000 | 28,255,000 | 58,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 563,438,000 | 573,723,000 | 597,354,000 | 629,653,000 |
| Total capital | 629,817,000 | 641,700,000 | 668,460,000 | 704,586,000 |
| Risk-weighted assets | 5,290,883,000 | 5,418,074,000 | 5,668,773,000 | 5,986,578,000 |