Call reports 2019
PREMIER BANK — 2019
What PREMIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,188,619,000 | 3,246,482,000 | 3,322,729,000 | 3,439,822,000 |
| Total loans | 2,555,207,000 | 2,638,728,000 | 2,688,210,000 | 2,795,573,000 |
| Allowance for loan losses | 28,164,000 | 28,934,000 | 30,250,000 | 31,243,000 |
| Securities available for sale | 298,501,000 | 296,115,000 | 290,054,000 | 283,448,000 |
| Securities held to maturity | 523,000 | 485,000 | 481,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,691,727,000 | 2,695,958,000 | 2,784,889,000 | 2,899,049,000 |
| Interest-bearing deposits | 2,099,759,000 | 2,095,902,000 | 2,156,486,000 | 2,239,966,000 |
| Noninterest-bearing deposits | 591,968,000 | 600,056,000 | 628,403,000 | 659,083,000 |
| Equity capital | 405,878,000 | 408,736,000 | 415,617,000 | 419,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 34,009,000 | 69,334,000 | 105,190,000 | 141,585,000 |
| Interest expense | 5,286,000 | 11,172,000 | 17,634,000 | 24,067,000 |
| Net interest income | 28,723,000 | 58,162,000 | 87,556,000 | 117,518,000 |
| Noninterest income | 6,411,000 | 13,223,000 | 21,770,000 | 30,364,000 |
| Noninterest expense | 21,706,000 | 43,056,000 | 63,584,000 | 85,516,000 |
| Provision for loan losses | 212,000 | 494,000 | 1,821,000 | 2,905,000 |
| Pretax income | 13,216,000 | 27,835,000 | 43,932,000 | 59,485,000 |
| Income tax | 2,427,000 | 5,199,000 | 8,267,000 | 11,310,000 |
| Net income | 10,789,000 | 22,636,000 | 35,665,000 | 48,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 325,991,000 | 326,472,000 | 330,635,000 | 335,251,000 |
| Total capital | 354,155,000 | 355,406,000 | 360,885,000 | 366,494,000 |
| Risk-weighted assets | 2,819,143,000 | 2,892,344,000 | 2,948,871,000 | 3,038,931,000 |