Call reports 2018
PREMIER BANK — 2018
What PREMIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,996,588,000 | 3,012,017,000 | 3,071,834,000 | 3,154,248,000 |
| Total loans | 2,369,597,000 | 2,400,765,000 | 2,468,842,000 | 2,546,651,000 |
| Allowance for loan losses | 27,267,000 | 27,321,000 | 27,639,000 | 28,331,000 |
| Securities available for sale | 270,111,000 | 286,350,000 | 282,962,000 | 294,076,000 |
| Securities held to maturity | 642,000 | 607,000 | 603,000 | 526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,502,967,000 | 2,505,414,000 | 2,542,554,000 | 2,638,085,000 |
| Interest-bearing deposits | 1,941,059,000 | 1,940,980,000 | 1,968,116,000 | 2,013,684,000 |
| Noninterest-bearing deposits | 561,908,000 | 564,434,000 | 574,438,000 | 624,401,000 |
| Equity capital | 385,514,000 | 387,950,000 | 393,686,000 | 398,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 29,021,000 | 59,405,000 | 91,493,000 | 125,195,000 |
| Interest expense | 2,938,000 | 6,371,000 | 10,471,000 | 15,181,000 |
| Net interest income | 26,083,000 | 53,034,000 | 81,022,000 | 110,014,000 |
| Noninterest income | 5,684,000 | 12,559,000 | 19,091,000 | 24,242,000 |
| Noninterest expense | 20,281,000 | 40,272,000 | 59,928,000 | 78,472,000 |
| Provision for loan losses | -1,095,000 | -672,000 | 704,000 | 1,176,000 |
| Pretax income | 12,581,000 | 25,993,000 | 39,557,000 | 54,780,000 |
| Income tax | 2,246,000 | 4,795,000 | 7,296,000 | 10,453,000 |
| Net income | 10,335,000 | 21,198,000 | 32,261,000 | 44,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 308,709,000 | 312,144,000 | 319,815,000 | 322,520,000 |
| Total capital | 335,976,000 | 339,465,000 | 347,454,000 | 350,851,000 |
| Risk-weighted assets | 2,661,185,000 | 2,651,768,000 | 2,712,870,000 | 2,760,552,000 |