Call reports 2016
PREMIER BANK — 2016
What PREMIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,341,756,000 | 2,392,741,000 | 2,433,317,000 | 2,459,024,000 |
| Total loans | 1,833,309,000 | 1,874,545,000 | 1,935,534,000 | 1,950,094,000 |
| Allowance for loan losses | 25,668,000 | 25,948,000 | 25,923,000 | 25,884,000 |
| Securities available for sale | 227,833,000 | 227,974,000 | 234,223,000 | 250,992,000 |
| Securities held to maturity | 235,000 | 198,000 | 191,000 | 184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,881,671,000 | 1,935,636,000 | 1,948,895,000 | 2,010,716,000 |
| Interest-bearing deposits | 1,445,104,000 | 1,477,459,000 | 1,484,364,000 | 1,493,965,000 |
| Noninterest-bearing deposits | 436,567,000 | 458,177,000 | 464,531,000 | 516,751,000 |
| Equity capital | 294,869,000 | 295,642,000 | 296,587,000 | 290,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 21,160,000 | 42,679,000 | 64,719,000 | 87,535,000 |
| Interest expense | 1,767,000 | 3,669,000 | 5,662,000 | 7,687,000 |
| Net interest income | 19,393,000 | 39,010,000 | 59,057,000 | 79,848,000 |
| Noninterest income | 5,342,000 | 11,286,000 | 17,195,000 | 22,780,000 |
| Noninterest expense | 15,248,000 | 30,702,000 | 47,146,000 | 63,232,000 |
| Provision for loan losses | 364,000 | 417,000 | 432,000 | 283,000 |
| Pretax income | 9,254,000 | 19,535,000 | 29,183,000 | 39,622,000 |
| Income tax | 2,860,000 | 6,034,000 | 8,992,000 | 12,396,000 |
| Net income | 6,394,000 | 13,501,000 | 20,191,000 | 27,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,116,000 | 243,470,000 | 244,589,000 | 242,928,000 |
| Total capital | 268,726,000 | 269,418,000 | 270,512,000 | 268,812,000 |
| Risk-weighted assets | 2,048,814,000 | 2,102,003,000 | 2,206,628,000 | 2,247,033,000 |