Call reports 2015
PREMIER BANK — 2015
What PREMIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,184,201,000 | 2,181,186,000 | 2,211,893,000 | 2,279,399,000 |
| Total loans | 1,694,062,000 | 1,715,509,000 | 1,740,239,000 | 1,807,740,000 |
| Allowance for loan losses | 25,302,000 | 25,384,000 | 25,209,000 | 25,382,000 |
| Securities available for sale | 248,438,000 | 237,012,000 | 236,926,000 | 236,435,000 |
| Securities held to maturity | 298,000 | 257,000 | 251,000 | 243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,786,084,000 | 1,780,743,000 | 1,808,493,000 | 1,854,350,000 |
| Interest-bearing deposits | 1,401,696,000 | 1,384,420,000 | 1,400,950,000 | 1,415,446,000 |
| Noninterest-bearing deposits | 384,388,000 | 396,323,000 | 407,543,000 | 438,904,000 |
| Equity capital | 284,364,000 | 284,185,000 | 288,285,000 | 287,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 19,769,000 | 39,819,000 | 60,099,000 | 80,914,000 |
| Interest expense | 1,419,000 | 2,941,000 | 4,521,000 | 6,168,000 |
| Net interest income | 18,350,000 | 36,878,000 | 55,578,000 | 74,746,000 |
| Noninterest income | 4,681,000 | 10,014,000 | 15,711,000 | 21,072,000 |
| Noninterest expense | 14,654,000 | 29,623,000 | 44,616,000 | 60,108,000 |
| Provision for loan losses | 120,000 | 120,000 | 93,000 | 136,000 |
| Pretax income | 8,257,000 | 17,149,000 | 26,580,000 | 35,595,000 |
| Income tax | 2,506,000 | 5,220,000 | 8,228,000 | 10,954,000 |
| Net income | 5,751,000 | 11,929,000 | 18,352,000 | 24,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,742,000 | 234,173,000 | 237,072,000 | 236,625,000 |
| Total capital | 255,583,000 | 258,096,000 | 261,630,000 | 262,007,000 |
| Risk-weighted assets | 1,905,883,000 | 1,912,398,000 | 1,964,067,000 | 2,037,291,000 |