Call reports 2014
PREMIER BANK — 2014
What PREMIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,148,125,000 | 2,136,984,000 | 2,136,226,000 | 2,163,319,000 |
| Total loans | 1,572,724,000 | 1,589,308,000 | 1,642,004,000 | 1,651,321,000 |
| Allowance for loan losses | 24,783,000 | 24,627,000 | 24,567,000 | 24,766,000 |
| Securities available for sale | 209,321,000 | 232,288,000 | 238,367,000 | 239,321,000 |
| Securities held to maturity | 378,000 | 330,000 | 323,000 | 313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,769,404,000 | 1,754,179,000 | 1,738,085,000 | 1,774,571,000 |
| Interest-bearing deposits | 1,422,205,000 | 1,386,544,000 | 1,390,070,000 | 1,381,261,000 |
| Noninterest-bearing deposits | 347,199,000 | 367,635,000 | 348,015,000 | 393,310,000 |
| Equity capital | 288,213,000 | 289,867,000 | 297,338,000 | 291,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 18,452,000 | 37,213,000 | 56,495,000 | 76,241,000 |
| Interest expense | 1,532,000 | 3,030,000 | 4,507,000 | 5,971,000 |
| Net interest income | 16,920,000 | 34,183,000 | 51,988,000 | 70,270,000 |
| Noninterest income | 4,302,000 | 9,245,000 | 15,808,000 | 20,726,000 |
| Noninterest expense | 14,748,000 | 29,064,000 | 43,734,000 | 58,608,000 |
| Provision for loan losses | 103,000 | 549,000 | 955,000 | 1,117,000 |
| Pretax income | 6,371,000 | 14,286,000 | 24,038,000 | 32,203,000 |
| Income tax | 1,934,000 | 4,233,000 | 6,729,000 | 9,057,000 |
| Net income | 4,437,000 | 10,053,000 | 17,309,000 | 23,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,253,000 | 237,691,000 | 245,151,000 | 238,221,000 |
| Total capital | 258,824,000 | 259,492,000 | 267,578,000 | 260,791,000 |
| Risk-weighted assets | 1,722,466,000 | 1,741,241,000 | 1,791,988,000 | 1,803,396,000 |