Call reports 2013
PREMIER BANK — 2013
What PREMIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,023,979,000 | 2,051,480,000 | 2,043,875,000 | 2,125,408,000 |
| Total loans | 1,517,769,000 | 1,577,474,000 | 1,574,670,000 | 1,589,568,000 |
| Allowance for loan losses | 26,459,000 | 26,270,000 | 25,964,000 | 24,950,000 |
| Securities available for sale | 195,132,000 | 188,079,000 | 184,119,000 | 198,170,000 |
| Securities held to maturity | 492,000 | 445,000 | 407,000 | 387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,669,043,000 | 1,648,934,000 | 1,671,313,000 | 1,749,163,000 |
| Interest-bearing deposits | 1,364,583,000 | 1,333,965,000 | 1,357,601,000 | 1,386,849,000 |
| Noninterest-bearing deposits | 304,460,000 | 314,969,000 | 313,712,000 | 362,314,000 |
| Equity capital | 275,317,000 | 277,787,000 | 283,475,000 | 285,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,453,000 | 37,149,000 | 55,984,000 | 74,703,000 |
| Interest expense | 1,797,000 | 3,460,000 | 4,989,000 | 6,569,000 |
| Net interest income | 16,656,000 | 33,689,000 | 50,995,000 | 68,134,000 |
| Noninterest income | 6,008,000 | 11,447,000 | 16,549,000 | 20,765,000 |
| Noninterest expense | 15,200,000 | 28,801,000 | 42,759,000 | 56,446,000 |
| Provision for loan losses | 425,000 | 873,000 | 1,349,000 | 1,824,000 |
| Pretax income | 7,092,000 | 15,559,000 | 23,533,000 | 30,389,000 |
| Income tax | 2,097,000 | 4,647,000 | 7,178,000 | 9,118,000 |
| Net income | 4,995,000 | 10,912,000 | 16,355,000 | 21,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,084,000 | 227,451,000 | 233,342,000 | 235,699,000 |
| Total capital | 241,982,000 | 249,071,000 | 255,048,000 | 257,741,000 |
| Risk-weighted assets | 1,666,309,000 | 1,724,992,000 | 1,732,175,000 | 1,760,456,000 |