Call reports 2012
PREMIER BANK — 2012
What PREMIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,125,923,000 | 2,052,100,000 | 2,039,566,000 | 2,031,038,000 |
| Total loans | 1,485,156,000 | 1,513,762,000 | 1,524,332,000 | 1,547,321,000 |
| Allowance for loan losses | 28,833,000 | 26,409,000 | 26,310,000 | 26,711,000 |
| Securities available for sale | 239,745,000 | 276,824,000 | 267,094,000 | 193,098,000 |
| Securities held to maturity | 644,000 | 600,000 | 584,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,685,205,000 | 1,643,442,000 | 1,622,186,000 | 1,681,560,000 |
| Interest-bearing deposits | 1,405,654,000 | 1,352,400,000 | 1,338,045,000 | 1,352,340,000 |
| Noninterest-bearing deposits | 279,551,000 | 291,042,000 | 284,141,000 | 329,220,000 |
| Equity capital | 292,036,000 | 261,554,000 | 266,837,000 | 270,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 20,754,000 | 41,249,000 | 61,343,000 | 80,902,000 |
| Interest expense | 3,224,000 | 6,186,000 | 8,937,000 | 10,966,000 |
| Net interest income | 17,530,000 | 35,063,000 | 52,406,000 | 69,936,000 |
| Noninterest income | 5,798,000 | 11,176,000 | 16,876,000 | 23,231,000 |
| Noninterest expense | 13,987,000 | 27,313,000 | 41,824,000 | 57,127,000 |
| Provision for loan losses | 3,503,000 | 7,601,000 | 8,305,000 | 10,924,000 |
| Pretax income | 5,881,000 | 11,750,000 | 19,681,000 | 27,251,000 |
| Income tax | 1,702,000 | 3,474,000 | 5,878,000 | 8,162,000 |
| Net income | 4,179,000 | 8,276,000 | 13,803,000 | 19,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,399,000 | 205,515,000 | 209,917,000 | 215,432,000 |
| Total capital | 256,988,000 | 226,444,000 | 230,965,000 | 236,635,000 |
| Risk-weighted assets | 1,638,845,000 | 1,668,839,000 | 1,678,587,000 | 1,690,800,000 |