Call reports 2006
KENT BANK — 2006
What KENT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 94,238,000 | 97,587,000 | 102,672,000 | 105,438,000 |
| Total loans | 61,277,000 | 65,245,000 | 67,428,000 | 72,272,000 |
| Allowance for loan losses | 408,000 | 370,000 | 409,000 | 411,000 |
| Securities available for sale | 25,518,000 | 25,402,000 | 26,789,000 | 25,954,000 |
| Securities held to maturity | 0 | 0 | 109,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,077,000 | 76,374,000 | 81,068,000 | 83,589,000 |
| Interest-bearing deposits | 68,304,000 | 71,368,000 | 75,495,000 | 78,447,000 |
| Noninterest-bearing deposits | 6,773,000 | 5,006,000 | 5,573,000 | 5,142,000 |
| Equity capital | 9,337,000 | 9,396,000 | 9,624,000 | 9,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,878,000 | 4,469,000 | 6,143,000 |
| Interest expense | 605,000 | 1,341,000 | 2,227,000 | 3,208,000 |
| Net interest income | 773,000 | 1,537,000 | 2,242,000 | 2,935,000 |
| Noninterest income | 72,000 | 133,000 | 220,000 | 313,000 |
| Noninterest expense | 383,000 | 755,000 | 1,153,000 | 1,607,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 65,000 |
| Pretax income | 446,000 | 896,000 | 1,240,000 | 1,557,000 |
| Income tax | 7,000 | 12,000 | 18,000 | 11,000 |
| Net income | 439,000 | 884,000 | 1,222,000 | 1,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,647,000 | 9,092,000 | 8,854,000 | 8,828,000 |
| Total capital | 9,055,000 | 9,462,000 | 9,263,000 | 9,239,000 |
| Risk-weighted assets | 66,616,000 | 69,634,000 | 72,349,000 | 77,036,000 |
Machine access — free, no API key
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