Call reports 2001
KENT BANK — 2001
What KENT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,530,000 | 48,935,000 | 50,116,000 | 53,991,000 |
| Total loans | 31,423,000 | 31,993,000 | 33,742,000 | 35,711,000 |
| Allowance for loan losses | 625,000 | 612,000 | 615,000 | 559,000 |
| Securities available for sale | 11,835,000 | 13,853,000 | 13,124,000 | 15,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,811,000 | 39,482,000 | 40,826,000 | 41,181,000 |
| Interest-bearing deposits | 34,683,000 | 36,068,000 | 37,757,000 | 37,942,000 |
| Noninterest-bearing deposits | 3,128,000 | 3,414,000 | 3,069,000 | 3,239,000 |
| Equity capital | 4,680,000 | 4,763,000 | 5,045,000 | 4,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,822,000 | 2,761,000 | 3,692,000 |
| Interest expense | 528,000 | 1,049,000 | 1,545,000 | 1,969,000 |
| Net interest income | 363,000 | 773,000 | 1,216,000 | 1,723,000 |
| Noninterest income | 100,000 | 200,000 | 289,000 | 411,000 |
| Noninterest expense | 317,000 | 634,000 | 941,000 | 1,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 206,000 | 412,000 | 637,000 | 889,000 |
| Income tax | 68,000 | 138,000 | 215,000 | 303,000 |
| Net income | 138,000 | 274,000 | 422,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,386,000 | 3,534,000 | 3,694,000 | 3,770,000 |
| Total capital | 3,779,000 | 3,970,000 | 4,154,000 | 4,259,000 |
| Risk-weighted assets | 31,235,000 | 35,144,000 | 36,646,000 | 39,029,000 |