Call reports 2023
HORICON BANK — 2023
What HORICON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,216,998,000 | 1,252,036,000 | 1,488,786,000 | 1,504,309,000 |
| Total loans | 930,150,000 | 969,205,000 | 1,191,225,000 | 1,205,470,000 |
| Allowance for loan losses | 10,153,000 | 10,203,000 | 11,469,000 | 10,907,000 |
| Securities available for sale | 212,958,000 | 209,663,000 | 182,922,000 | 190,214,000 |
| Securities held to maturity | 9,400,000 | 9,400,000 | 8,400,000 | 8,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,068,042,000 | 1,082,264,000 | 1,321,655,000 | 1,330,497,000 |
| Interest-bearing deposits | 772,021,000 | 782,316,000 | 952,035,000 | 977,254,000 |
| Noninterest-bearing deposits | 296,021,000 | 299,948,000 | 369,620,000 | 353,243,000 |
| Equity capital | 97,404,000 | 97,059,000 | 137,668,000 | 144,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,633,000 | 25,979,000 | 49,403,000 | 67,554,000 |
| Interest expense | 2,420,000 | 6,307,000 | 13,017,000 | 18,813,000 |
| Net interest income | 10,213,000 | 19,672,000 | 36,386,000 | 48,741,000 |
| Noninterest income | 1,346,000 | 2,814,000 | 4,971,000 | 6,655,000 |
| Noninterest expense | 9,186,000 | 18,167,000 | 31,644,000 | 41,673,000 |
| Provision for loan losses | -122,000 | -112,000 | 1,337,000 | 784,000 |
| Pretax income | 2,388,000 | 4,308,000 | 8,211,000 | 12,880,000 |
| Income tax | 0 | 0 | 1,000 | 1,238,000 |
| Net income | 2,388,000 | 4,308,000 | 8,210,000 | 11,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,437,000 | 107,715,000 | 130,099,000 | 132,915,000 |
| Total capital | 116,394,000 | 117,739,000 | 141,428,000 | 143,659,000 |
| Risk-weighted assets | 1,024,145,000 | 1,058,586,000 | 1,303,876,000 | 1,331,584,000 |
Machine access — free, no API key
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