Call reports 2021
HORICON BANK — 2021
What HORICON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,152,758,000 | 1,168,179,000 | 1,200,283,000 | 1,230,747,000 |
| Total loans | 822,721,000 | 833,745,000 | 832,466,000 | 841,982,000 |
| Allowance for loan losses | 10,023,000 | 10,042,000 | 9,892,000 | 9,797,000 |
| Securities available for sale | 33,817,000 | 37,804,000 | 35,275,000 | 39,709,000 |
| Securities held to maturity | 3,450,000 | 3,950,000 | 6,150,000 | 8,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,031,719,000 | 1,043,991,000 | 1,075,823,000 | 1,100,540,000 |
| Interest-bearing deposits | 738,685,000 | 749,323,000 | 765,494,000 | 771,717,000 |
| Noninterest-bearing deposits | 293,034,000 | 294,668,000 | 310,329,000 | 328,823,000 |
| Equity capital | 105,379,000 | 106,555,000 | 106,216,000 | 110,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,887,000 | 19,525,000 | 29,555,000 | 39,447,000 |
| Interest expense | 714,000 | 1,333,000 | 1,921,000 | 2,502,000 |
| Net interest income | 9,173,000 | 18,192,000 | 27,634,000 | 36,945,000 |
| Noninterest income | 2,654,000 | 5,192,000 | 7,304,000 | 9,280,000 |
| Noninterest expense | 6,872,000 | 14,334,000 | 23,605,000 | 30,483,000 |
| Provision for loan losses | -484,000 | -510,000 | -831,000 | -953,000 |
| Pretax income | 5,449,000 | 9,570,000 | 12,178,000 | 16,722,000 |
| Income tax | 0 | 1,604,000 | 1,604,000 | 1,604,000 |
| Net income | 5,449,000 | 7,966,000 | 10,574,000 | 15,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,689,000 | 103,800,000 | 103,641,000 | 107,607,000 |
| Total capital | 112,712,000 | 113,842,000 | 113,533,000 | 117,404,000 |
| Risk-weighted assets | 872,235,000 | 903,973,000 | 905,989,000 | 919,409,000 |
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