Call reports 2017
HORICON BANK — 2017
What HORICON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 651,150,000 | 678,563,000 | 680,590,000 | 694,345,000 |
| Total loans | 582,464,000 | 601,697,000 | 613,115,000 | 604,413,000 |
| Allowance for loan losses | 6,346,000 | 6,430,000 | 6,078,000 | 5,480,000 |
| Securities available for sale | 18,642,000 | 18,284,000 | 18,126,000 | 18,171,000 |
| Securities held to maturity | 1,450,000 | 1,450,000 | 1,450,000 | 1,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,528,000 | 604,412,000 | 604,359,000 | 617,168,000 |
| Interest-bearing deposits | 459,493,000 | 476,610,000 | 471,714,000 | 475,591,000 |
| Noninterest-bearing deposits | 119,035,000 | 127,802,000 | 132,645,000 | 141,577,000 |
| Equity capital | 67,413,000 | 68,688,000 | 70,277,000 | 70,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,676,000 | 13,687,000 | 20,946,000 | 28,340,000 |
| Interest expense | 500,000 | 1,099,000 | 1,847,000 | 2,623,000 |
| Net interest income | 6,176,000 | 12,588,000 | 19,099,000 | 25,717,000 |
| Noninterest income | 759,000 | 1,758,000 | 2,887,000 | 3,747,000 |
| Noninterest expense | 4,847,000 | 9,752,000 | 14,552,000 | 19,647,000 |
| Provision for loan losses | 219,000 | 258,000 | 148,000 | 300,000 |
| Pretax income | 1,869,000 | 4,336,000 | 7,286,000 | 9,487,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 8,000 |
| Net income | 1,868,000 | 4,333,000 | 7,280,000 | 9,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,843,000 | 66,920,000 | 68,592,000 | 69,265,000 |
| Total capital | 72,189,000 | 73,350,000 | 74,670,000 | 74,745,000 |
| Risk-weighted assets | 611,681,000 | 633,519,000 | 651,204,000 | 634,627,000 |