Call reports 2011
HORICON BANK — 2011
What HORICON BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 512,896,000 | 505,306,000 | 503,868,000 | 506,476,000 |
| Total loans | 466,146,000 | 462,198,000 | 461,085,000 | 451,270,000 |
| Allowance for loan losses | 10,574,000 | 11,067,000 | 11,564,000 | 9,513,000 |
| Securities available for sale | 17,124,000 | 18,137,000 | 17,421,000 | 16,808,000 |
| Securities held to maturity | 1,450,000 | 1,450,000 | 1,450,000 | 1,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 451,780,000 | 439,734,000 | 430,372,000 | 440,042,000 |
| Interest-bearing deposits | 390,310,000 | 376,120,000 | 364,546,000 | 373,000,000 |
| Noninterest-bearing deposits | 61,470,000 | 63,614,000 | 65,826,000 | 67,042,000 |
| Equity capital | 54,852,000 | 55,912,000 | 59,995,000 | 59,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,867,000 | 13,620,000 | 20,521,000 | 27,319,000 |
| Interest expense | 986,000 | 1,889,000 | 2,697,000 | 3,437,000 |
| Net interest income | 5,881,000 | 11,731,000 | 17,824,000 | 23,882,000 |
| Noninterest income | 581,000 | 969,000 | 1,870,000 | 2,785,000 |
| Noninterest expense | 3,930,000 | 7,619,000 | 11,405,000 | 15,444,000 |
| Provision for loan losses | 1,016,000 | 1,832,000 | 3,171,000 | 4,651,000 |
| Pretax income | 1,516,000 | 3,249,000 | 5,237,000 | 6,691,000 |
| Income tax | 4,000 | 6,000 | 9,000 | 11,000 |
| Net income | 1,512,000 | 3,243,000 | 5,228,000 | 6,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,015,000 | 54,825,000 | 58,583,000 | 58,362,000 |
| Total capital | 59,913,000 | 60,641,000 | 64,397,000 | 64,110,000 |
| Risk-weighted assets | 467,158,000 | 460,003,000 | 459,349,000 | 456,066,000 |