Call reports 2006
HORICON BANK — 2006
What HORICON BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 397,071,000 | 404,122,000 | 412,278,000 | 411,388,000 |
| Total loans | 353,142,000 | 357,735,000 | 360,465,000 | 355,925,000 |
| Allowance for loan losses | 4,941,000 | 5,008,000 | 4,866,000 | 4,805,000 |
| Securities available for sale | 26,099,000 | 27,919,000 | 30,686,000 | 31,325,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,965,000 | 339,013,000 | 331,647,000 | 348,868,000 |
| Interest-bearing deposits | 297,342,000 | 304,275,000 | 294,981,000 | 311,297,000 |
| Noninterest-bearing deposits | 35,623,000 | 34,738,000 | 36,666,000 | 37,571,000 |
| Equity capital | 35,703,000 | 36,283,000 | 36,998,000 | 37,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,305,000 | 12,882,000 | 19,664,000 | 26,471,000 |
| Interest expense | 2,745,000 | 5,669,000 | 8,840,000 | 12,154,000 |
| Net interest income | 3,560,000 | 7,213,000 | 10,824,000 | 14,317,000 |
| Noninterest income | 213,000 | 525,000 | 892,000 | 1,281,000 |
| Noninterest expense | 2,534,000 | 4,959,000 | 7,396,000 | 9,757,000 |
| Provision for loan losses | -89,000 | -50,000 | -91,000 | 17,000 |
| Pretax income | 1,328,000 | 2,829,000 | 4,411,000 | 5,824,000 |
| Income tax | 428,000 | 919,000 | 1,431,000 | 1,907,000 |
| Net income | 900,000 | 1,910,000 | 2,980,000 | 3,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,133,000 | 35,986,000 | 36,308,000 | 37,026,000 |
| Total capital | 39,370,000 | 40,305,000 | 40,765,000 | 41,540,000 |
| Risk-weighted assets | 338,281,000 | 344,812,000 | 356,124,000 | 360,809,000 |
Machine access — free, no API key
Every figure shown here about HORICON BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.